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If you have a client over the age of 55 who would like to make the most of the equity in their property, but you are not qualified to provide advice in this area of the market, you can refer them on to our selected Equity Release partners who can give expert advice and get the right solution for your clients circumstance. Interest is charged on a monthly basis, whichever type of equity release product you look at. The difference is that with pay monthly (serviced) products, you pay the monthly interest amount charged each month, just as you would pay an interest only mortgage.

The top five zip codes with the largest shares of seriously underwater properties in the first quarter of 2023 were 65203 in Columbia, MO (68 percent of mortgaged homes were seriously underwater); 65202 in Columbia, MO (53.9 percent); 65201 in Columbia, MO (52.2 percent); 10570 in Pleasantville, NY (44.6 percent) and 10520 in Croton-on-Hudson, NY (42.6 percent).

To release equity from your home, you need to speak to a qualified adviser Taking out financial products such as retirement interest only mortgages rates is a big decision that could have meaningful repercussions, such as what kind of inheritance you leave behind Equity release payments could impact your tax obligations and your entitlement to certain benefits.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear, except where prohibited by law for our mortgage, home equity and other home lending products.

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