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Rivan joined Kiplinger on Leap Day 2016 as a reporter for Kiplinger's Personal Finance magazine. She is currently assistant editor, personal finance at The Washington Post. Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail. Profit and prosper with the best of expert advice - straight to your e-mail. Our simple and effective approach speeds up the entire loan process and ensures our customers get the loan that best suits their individual needs at the most competitive rates. With our experienced team, you can be sure you’re getting the best deal possible. Margin trading is mostly for sophisticated investors or speculators because it’s risky-you can lose more than you invested. If you’re nervous about trading stocks or funds on your own, or if you just don’t want to bother, consider the low-fee advisory services driven by computer algorithms that many brokerage firms offer. And at most brokerages, trading is free. Many online brokerage firms, including Schwab and Fidelity, don’t require a minimum to open an account, though some firms may require a modest balance of, say, $500 or $1,000
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