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If you have a client over the age of 55 who would like to make the most of the equity in their property, but you are not qualified to provide advice in this area of the market, you can refer them on to our selected Equity Release partners who can give expert advice and get the right solution for your clients circumstance. Interest is charged on a monthly basis, whichever type of equity release product you look at. The difference is that with pay monthly (serviced) products, you pay the monthly interest amount charged each month, just as you would pay an interest only mortgage.

Since most equity releases are signed up by senior citizens, there's always that chance that they may be doing it for that struggling child, who may be in deep financial stress, or they may just want to help with one of the major loans people are usually stuck with; i.e. student debt, the large sum of cash provided by the Equity, may go a long way especially in these situations.

Some mortgage brokers are paid in commission by the lender while others might charge a fixed fee There are also brokers who charge how does a retirement interest only mortgage work an hourly rate as well as those who earn a percentage of the loan amount, with a fee of up to 1% being industry standard.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear, except where prohibited by law for our mortgage, home equity and other home lending products.

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