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2025.02.22 06:59

How Does Equity Release Work

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If you are 55 or over, you can take out an equity release loan which lets you access the value locked up in your home. The good news is that well over 150,000 people have released equity since March 2020 2 , and the increase in popularity has provided vital insight into the companies you can trust, the companies you should avoid, and the companies that really stand out.

The top five zip codes with the largest shares of seriously underwater properties in the first quarter of 2023 were 65203 in Columbia, MO (68 percent of mortgaged homes were seriously underwater); 65202 in Columbia, MO (53.9 percent); 65201 in Columbia, MO (52.2 percent); 10570 in Pleasantville, NY (44.6 percent) and 10520 in Croton-on-Hudson, NY (42.6 percent).

To release equity from your home, you need to speak to a qualified adviser Taking out financial products such as how does equity release is a big decision that could have meaningful repercussions, such as what kind of inheritance you leave behind Equity release payments could impact your tax obligations and your entitlement to certain benefits.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear, except where prohibited by law for our mortgage, home equity and other home lending products.

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