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A pre paid card is very much like a secured card during that it also requires an initial deposit up face. However, unlike a secured card, the amount available because of this deposit is reduced on every occasion you make a purchase. In this way, your card actually functions as a debit card. The details of account behavior on the pre paid card aren't normally released to credit reporting agencies. So, if you are hoping to build up a favorable credit record rating, this is simply not always the most appropriate.

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