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The FDIC may pay out if your bank goes bust, internationally, represents the decline in united states dollar over-the-counter last number of years and inside the last several years. The dollar is not really what it once getting. If the US banking sector had another run of bank failures like it did your past recent recession, you'd see more "Too Big to Fail" type nonsense, and as a result, more money printing fork out off depositors. So you get your money, having said that wouldn't be worth as many.

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